5 Essential Steps to Rebuild Your Bad Credit

by

When someone has “bad credit”, that means that their credit score history is low. Financial analytics are used to study a person’s history regarding their debt, payment patterns, bills placed in collections, defaulted payments, bounced payments, bankruptcies, and other money related factors. A high score indicates that a person manages and pays their debt consistently and in a timely manner. Bad credit occurs when someone does not pay their bills consistently. Many financial lending agencies use this information as part of their decision to approve or disapprove a loan. This information lets the bank or other financial agencies know if you are ...

12 Highest Paying Nursing Jobs and Careers

by

No one ever said being a nurse was going to be without its challenges. They are sometimes threatened by unhappy patients, struggle to have enough time with patients to build rapport, and encounter long hours under pressure. Despite this, nursing in North America is an industry with projected growth in the next decade. The popularity is partly due to the many high paying nursing jobs available in this profession. If you’re a nurse or are interested in becoming a nurse, there’s real opportunity out there to make an impact, help others, and make money. Here are the twelve highest paying nursing ...

How to Save Money on a Wedding: 8 Cheap Wedding Tips and Ideas

by

I’m getting married in the morning! Ding, dong! The bells are gonna chime! So, get me to the church on time! It’s that time of year when young lovers, starry-eyed couples, and ambitious relationships tie the knot, get hitched, exchange vows, and profess their undying love for one another. Yes, it’s wedding season. While cynics will say that the chief cause for divorce is marriage, the poets will defend this institution to their final breath. And, in terms of money, why not go all out. It’s not every day that you get married, unless you’re someone like Mickey Rooney, whose life ...

5 Tips for Funding a Small Business in Canada

by

There comes a time in the life of every small business when it needs to look for funding. Getting the start-up funds that you need, or additional funds that you need to expand and grow as a business can be a challenge. It can be a gruelling process and one that takes up a lot of your time. To help speed up the process and to give you the best possible chance of finding the funding that you need, here are 5 things you need to know about Canadian small business funding. View post

8 Most Common Types of Funding for Startups

by

Do you have a great idea for a startup? Do you think a particular business needs to be opened in your neighbourhood? Do you consider a new online venture to be a gamechanger in your industry? Whatever it is all about, now is the best opportunity to embark upon your entrepreneurial dreams, particularly from a financial point of view. Money has never been this cheap, and creditors are looking just to give their money away. Even if the idea of using credit to launch a business does not sound appealing, you should look at the many different ways of borrowing cash. You ...

5 Helpful Strategies When You Are Changing Business Management

by

Companies around the world are contending with the demands of optimal performance in the face of limited resources. To win in the marketplace, they have to be more efficient and expedient in the provision of services. To remain relevant and competitive, these companies undergo changes in their management and practices that at times result in a reduction of staff and streamlining of operations. During these times, business management consultants can help companies manage change through the following ways: View post

10 Competitive Advantages of Using Big Data Analytics

by

Data generation has increased exponentially in today’s information-based economy. Many organizations have loads of data that can be used to make them competitive in the marketplace. These organizations should look into this emerging trends and train staff to identify data that can be analyzed to make better business decisions. Through proper training on this subject, staff gain analytical tools to confidently discuss current conditions that are critical to the business. There is unprecedented amount of data that organizations should take advantage. There is lots of useful information to make strategic moves. Here are the main benefits of implementing big data analytics ...

How to Find a Good Real Estate Agent Buyer: 5 Steps

by

Most real estate agents have become pretty savvy when it comes to promoting themselves. Between yard signs, online ads, and public benches, it can feel also impossible to pick the phoneys apart from those who really know what they’re doing. Although there is certainly nothing wrong with a real estate agent who has a strong public presence, it doesn’t necessarily mean they are the right person to help you buy or sell your home or property. Here are some tips to help you cut through the advertising hype and find the right agent for you.View post

4 Effective Ways to Maximize GIC Returns

by

Guaranteed investment certificates (GICs) have always been a smart investment. While they may not offer returns as large as others such as stocks and bonds, they are safer, providing the investor with their original investment plus a little bit of interest depending on the term agreed to. While interest rates across the country are similar, there are still many steps you can take to maximize the return that you receive on your GIC once you cash out or the term ends. Below are some of the ways you can get the best GIC return possible. View post

5 Ways to Save Money as a Contractor

by

If you’re not careful, construction costs can quickly get out of hand. Without proper planning and expertise, the construction process can end up costing you much more than you expected. Adequate preparation ahead of time is essential to keeping your costs under control. Check out these five tips that will help you save money as a contractor! View post

How to Save Money on Homeowners Insurance

by

The average Ontario homeowner will pay about $1,300 a year in home insurance. When you factor in your auto, life, and even health insurance, you are spending a few thousand dollars per year. At a time when many homeowners are house-rich and cash-poor and living paycheque to paycheque, these can be expensive outlays to endure every month and year. With property tax rates going up in the city of Toronto, it is going to be harder to afford anything else.View post

4 Ways to Save Money On Construction Projects

by

Completing your project on time and within your budget are two of the most essential parts of a successful construction project. Profit margins in construction aren’t always the biggest, so there’s minimal room for error. It’s your job as manager to find ways to reduce costs without sacrificing quality. Check out these four tips to help you save money during construction! View post