5 Essential Steps to Rebuild Your Bad Credit

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When someone has “bad credit”, that means that their credit score history is low. Financial analytics are used to study a person’s history regarding their debt, payment patterns, bills placed in collections, defaulted payments, bounced payments, bankruptcies, and other money related factors. A high score indicates that a person manages and pays their debt consistently and in a timely manner. Bad credit occurs when someone does not pay their bills consistently. Many financial lending agencies use this information as part of their decision to approve or disapprove a loan. This information lets the bank or other financial agencies know if you are ...

8 Ways to Make a Big Profit from Selling a House

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The housing market is still hot in some of the key markets, such as Toronto, Vancouver, and Montreal. But what about the rest of the country? The data show that sales and prices are still surging in these places, but sales and prices are stagnant in most places you could not find on a map of Canada. In this market, even a dilapidated home in the middle of Toronto can yield $900,000. This can make any homeowner ask themselves: Why bother doing anything at all if you can make such a big profit from selling a house? Well, for one thing, ...

7 Benefits of a Life Insurance Retirement Plan

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Many people with life insurance are glad they have it. These people do not possess a policy, but wish that they did. Life insurance is affordable, and it provides peace of mind and assurances. Whether you use it as part of your overall retirement planning strategy or you want to leave your family in good hands in case you pass away, life insurance is one of the best financial products you can buy.View post

9 Best Employee Engagement Activities to Boost Morale

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Beyond systems and capital resources, the greatest resource in your company is the employees. It’s not just the wheel that moves your business forward that is important, but the employees, the workers that keep it rolling forward. However, for employees to be engaged and motivated to work for you, they need to feel valued, that their contribution matters. They also need to understand the “why” in every activity and task so they can give it their best effort. Besides the “why,” they also need to understand “what” your businesses goals and objectives are.View post

The Top 9 Best Online Businesses to Start with No Money

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With the world wide web, it is entirely possible to learn a living by working solely on the internet! The great thing about starting a business on the internet is it requires little to no money to start. Of course. you’ll also need to have the appropriate skill sets to start the business. Below is a list of the best online businesses to start with no money.View post

7 Important Business Analysis Skills to Develop

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Professional business analysts have never been in demand as much as they are today. In a global economy, where belt tightening, international competition, and managers losing their minds are the new norm, businesses analysts are needed to put all a company’s ducks in order. Through critical thinking and problem-solving, businesses analysts will apply their craft to a company’s needs. You are their lifeboat!View post

4 Retail Shelving Guidelines for Your Store

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Proper shelving is a necessity to any retail location from a small convenience store to a large supermarket chain as it has a direct and major impact on sales and overall success. The right type of retail display shelving can promote your products properly and result in healthy profits for your business. There are many types of shelving and each one has its own benefits but the type that has gained the most popularity among storeowners is the end shelving unit, also known as the end cap. These shelving units are found at the end of retail aisles and usually consist of ...

7 Worst Types of Debt That Will Ruin Your Personal Finances

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Debt is a major problem in Canada today. Everyone is sounding alarm, from the central banks to Bay Street, but is anyone heeding their advice? It doesn’t seem like it, according to the data. Here is what we know about the country’s addiction to debt: Total household debt is $2.2 trillion. Canadians owe $1.78 for every $1 of disposable income. Insolvency rates rose 9.2 percent last year. Borrowing costs are ballooning as interest rates gradually rise. Debt growth is roughly 3.5 percent per year – its peak was 6.3 percent in 2017. These are not good indicators of a strong economy. ...

How to Save Money on a Wedding: 8 Cheap Wedding Tips and Ideas

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I’m getting married in the morning! Ding, dong! The bells are gonna chime! So, get me to the church on time! It’s that time of year when young lovers, starry-eyed couples, and ambitious relationships tie the knot, get hitched, exchange vows, and profess their undying love for one another. Yes, it’s wedding season. While cynics will say that the chief cause for divorce is marriage, the poets will defend this institution to their final breath. And, in terms of money, why not go all out. It’s not every day that you get married, unless you’re someone like Mickey Rooney, whose life ...

5 Advice for Buying Corner Guards

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Corner guards are solid panels shaped in such a way that they can easily be attached to the corners of walls in high-traffic areas of buildings in order to protect the walls from being damaged. Corner guards can come in a number of different metals including stainless steel corner guards, as well as galvanized steel, industrial steel, and aluminum checker plate, which allows for a good corner guard for any situation. View post

Four Writing and Study Tips for Students

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University students are required to write a lot, even for classes that are not centred around language or literature. Part of becoming a well-rounded, well-educated individual is learning how to write professionally, and this holds true for almost all university majors. Therefore, to be successful at university, students have to be able to produce papers that read as if they were written by a professional essay writing service. Below are some tips on how to do that. Write an Outline First For any paper longer than about two pages (~1000 words), students should create an outline before they start writing the ...

8 Best Ways on How to Be a Mascot

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Whether your goal is to represent a sports team or a business, to march in a parade or to bring some fun to happy children’s birthday parties, there are many reasons why you might want to become a great mascot. Mascots need amazing costumes, but they also need to gain some knowledge and to acquire some skills so they can perform their best. If you want more mascot tips and tricks, here are the eight best ways on how to be a mascot: View post