Browsing Category Financial Advice

7 Worst Types of Debt That Will Ruin Your Personal Finances

Sunday, February 17, 2019

Debt is a major problem in Canada today. Everyone is sounding alarm, from the central banks to Bay Street, but is anyone heeding their advice? It doesn’t seem like it, according to the data. Here is what we know about the country’s addiction to debt: Total household debt is $2.2 trillion. Canadians owe $1.78 for every $1 of disposable income. Insolvency rates rose 9.2 percent last year. Borrowing costs are ballooning as interest rates gradually rise. Debt growth is roughly 3.5 percent per year – its peak was 6.3 percent in 2017. These are not good indicators of a strong economy. ...

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4 Advice for Buying Futons on Any Budget

Saturday, December 15, 2018

Western-style futons are a type of furniture designed with utility and practicality in mind. Taking inspiration from sofa-bed designs, futons can shift between a sofa or couch shape, and the shape of a bed. View post

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6 Necessary Tasks to Obtain a Car Title Loan

Sunday, December 9, 2018

If you want to take out a car title loan, you’ll need to have the right things in place to do so. There are specific requirements that must be met.  There are many reasons you may need to borrow a certain amount of money.  However, if you wish to qualify for a loan of this type, you’ll want to know specific things that are necessary for you to do so. View post

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4 Effective Ways to Maximize GIC Returns

Sunday, December 2, 2018

Guaranteed investment certificates (GICs) have always been a smart investment. While they may not offer returns as large as others such as stocks and bonds, they are safer, providing the investor with their original investment plus a little bit of interest depending on the term agreed to. While interest rates across the country are similar, there are still many steps you can take to maximize the return that you receive on your GIC once you cash out or the term ends. Below are some of the ways you can get the best GIC return possible. View post

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Use good quality locks

Office Security Locksmith Tips: 5 Ways How Your Valuables Won’t Get Stolen

Monday, November 19, 2018

Workplace security is something whose importance should always be paramount for any company. You’ve more chances of losing your valuables at work than you have at your home. However, those chances can be minimized by doing the right preparation to secure your workplace. Here we’re going to share with you 5 ways to protect your valuables from being stolen at the office. Let’s get started: #1. Hire the right people There’s a reason why more than 2/3rds of employers perform background checks. That is because the task of securing your workplace begins right from the people who enter your organization. Don’t hire ...

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4 Popular Types of Small Business Financing

Sunday, November 18, 2018

As a small business, finding resources to fund your company can be difficult. Oftentimes, finding available resources can be a time consuming and stressful ordeal. However, what many small business owners may not realise is that there are a number of credible business financial options for them to turn to. From small bank loans, to larger government grants, personal loans, partnerships and more, knowing what opportunities are available to small business owners can impact your company’s growth and profitability. Rather then remain unaware about the avenues available to business owners, this article outlines the various resources available to small business overs. View ...

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